Terms & Conditions

Terms & Conditions

 

Terms & Conditions

 

1. Introduction

 

1.1 Welcome to GINI.MONEY, operated by Finteck Payment Labs Private Limited ("we", "us", "our"). These Terms & Conditions govern your use of our platform and services. By accessing or using GINI.MONEY, you agree to comply with these Terms & Conditions.

 

2. Definitions

 

2.1 "Platform" refers to GINI.MONEY, including its website, mobile applications, and any associated services provided by Finteck Payment Labs Private Limited.

 

3. Services Provided

 

3.1 GINI.MONEY offers a digital platform that allows users to open savings accounts, manage finances, access investment tools, and utilize Open Banking services.

 

3.2 We may offer additional services or features on GINI.MONEY, which will be subject to these Terms & Conditions unless otherwise stated.

 

4. User Responsibilities

 

4.1 By using our platform, you agree to provide accurate and complete information during registration and account setup.

 

4.2 You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

 

4.3 You agree not to use GINI.MONEY for any unlawful or unauthorized purpose, including but not limited to fraud, money laundering, or illegal activities.

 

5. Privacy Policy

 

5.1 Your privacy is important to us. Our Privacy Policy governs how we collect, use, and disclose your personal information. By using GINI.MONEY, you consent to our Privacy Policy.

 

5.2 We may collect and use non-personal information for analytics and improvement of our services.

 

6. Account Registration

 

6.1 To access certain features of GINI.MONEY, you may need to register an account. You agree to provide accurate and up-to-date information during registration.

 

6.2 We reserve the right to suspend or terminate your account if we suspect that you have provided false or misleading information.

 

7. Fees and Payments

 

7.1 Certain services or features on GINI.MONEY may be subject to fees. We will notify you of any applicable fees before you incur them.

 

7.2 You agree to pay all fees and charges associated with your use of GINI.MONEY in accordance with our fee schedule.

 

8. Intellectual Property

 

8.1 All content, trademarks, logos, and intellectual property on GINI.MONEY are owned by Finteck Payment Labs Private Limited or its licensors. You agree not to reproduce, distribute, or modify any part of GINI.MONEY without our express permission.

 

9. Limitation of Liability

 

9.1 We strive to provide accurate and reliable information and services on GINI.MONEY. However, we do not guarantee the accuracy, completeness, or reliability of any information on GINI.MONEY.

 

9.2 To the fullest extent permitted by law, we disclaim any liability for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of GINI.MONEY.

 

10. Termination

 

10.1 You may terminate your account with GINI.MONEY at any time by contacting customer support or through the account settings on the platform.

 

10.2 We reserve the right to suspend or terminate your access to GINI.MONEY if we believe that you have violated these Terms & Conditions or engaged in unlawful activities.

 

11. Governing Law and Dispute Resolution

 

11.1 These Terms & Conditions are governed by the laws of India. Any dispute arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the courts in Bhubaneswar, Odisha.

 

12. Modifications to Terms & Conditions

 

12.1 We may update these Terms & Conditions from time to time. Any changes will be effective immediately upon posting the revised Terms & Conditions on GINI.MONEY. Your continued use of GINI.MONEY after the changes constitute acceptance of the updated Terms & Conditions.

 

13. Contact Us

 

13.1 For any questions or concerns regarding these Terms & Conditions or our services, please contact us at:

 

Email: support@gini.money

 

Address:

Finteck Payment Labs Private Limited

Plot- 345/492, Naragada Road, Tamando,

Bhubaneswar, Khordha - 752054, Odisha, India